Sign up before May, 31, and enjoy our free Solo plan
- Business account opened online
- ATM withdrawal limit: € 500
- Free physical & virtual VISA cards
- Up to 5 free In / Out SEPA and Direct debit transfers
- State-of-the-art invoicing solution
All-in-one financial solution for SMEs, Freelancers and companies under Registration
Account opened online in 24 hours
Spend anywhere and receive the highest cashback on the market
Expense management solution for team spending control
That gets you paid faster. Simple and powerful
Issue multiple free VISA debit cards with 0% commission
Optimize finances — transactions being automapped with invoices and receipts in accounting ready data
Be it receipt, invoice or any other important document — collect it in Finom secure storage in several clicks
Extract data from receipt or any other document with auto-recognition feature
Track and categorize expenses online. Control where you spend more and reduce costs month-by-month.
Auto integration of invoicing with Finom API in any e-store, CRM, or ERP
Function of uploading all documents and transactions
And what about you?!
From affordable plans for freelancers to tailored tariffs
designed specifically for teams ready to scale up, there’s a solution for you
Enjoy 1 month free trial for other plans
Price
Users included
1
2
5
Cashback
0%
2%
3%
Access to Business Platform
Accounting integrations
All transactions history in smart dashboards
Real-time notifications
Multi-Companies
Number of connected banks and payment service provider
Mobile app (iOS & Android)
99% guaranteed uptime SLA
Role and user management
Accountant access
Manual access to wallets for team members
Visual analytics of income and expenses
Dark theme
Custom
from 99 €
Tailored for your business
Apply nowAll-in-one Business Platform
Users included
1
2
5
Cashback
0%
2%
3%
Access to Business Platform
Accounting integrations
All transactions history in smart dashboards
Real-time notifications
Multi-Companies
Number of connected banks and payment service provider
Mobile app (iOS & Android)
99% guaranteed uptime SLA
Role and user management
Accountant access
Manual access to wallets for team members
Visual analytics of income and expenses
Dark theme
Invoicing
Invoices (in/out)
Fast invoice payments by your customers
Invoices statuses tracking
Invoicing API access
QR codes for invoices
Invoice and receipt recognition
Manual reconciliation of invoices and receipts
Credit notes
Customization of invoice templates
Automatic collection of documents
Provided by Finom
Monthly fee for extra team member
4 €
2 €
1 €
Fee per recognized document
2 € after 8
1,5 € after 8
1 € after 8
Provided by Finom Payments
Physical VISA card issuance (up to 3 per user)
Physical VISA cards for business owners
0 €
0 €
0 €
Physical VISA cards for team members
0 €
0 €
0 €
Physical VISA card reissuance
0 €
0 €
0 €
Monthly fee for the inactive physical card
2 €
1 €
0 €
Virtual VISA card issuance (unlimited)
Virtual VISA cards for team members
0 €
0 €
0 €
Monthly fee for the inactive virtual card
1 €
0,5 €
0 €
Card payments in EUR (except for certain MCCs)
0 €
0 €
0 €
Card payment limit per card (per month)
100.000 €
100.000 €
100.000 €
Card payments in foreign currency (non-EUR)
3%
2%
1%
Card payments for certain MCCs (%, minimum 1 €)
€ 0 - € 500
1%
0%
0%
€ 500 - € 2,500
2%
1%
0%
€ 2,500 - € 5,000
3%
2%
1%
€ 5,000+
3%
3%
3%
Fee for ATM withdrawals
2 € for each withdrawal
2 € after 5 withdrawals
2 € after 10 withdrawals
Extension of ATM withdrawal limit up to € 10 000 (paid per month)
15 € after 500 €
10 € after 2.000 €
5 € after 5.000 €
Fee for ATM withdrawals in foreign currency (non-EUR)
3%
2%
1%
Monthly fee for extra wallet
4 € after 1 wallet
2 € after 2 wallets
1 € after 3 wallets
Fee for extra in/out SEPA transfers & Direct Debits
0,2 € after 5
0,2 € after 100
0,2 € after 200
Fee for extra SEPA OUT & Direct Debit transfers (per month)
0,1% after 25.000 €
0,1% after 50.000 €
0,1% after 100.000 €
Decline of Direct Debit
5 €
5 €
5 €
Fee for SEPA Instant transfers
€ 0 — € 500
1 €
1 €
1 €
€ 500 — € 2,000
3 €
3 €
3 €
€ 2,000+
5 €
5 €
5 €
Transfers between Finom's users in a few seconds
0 €
0 €
0 €
Outgoing international payments (fee per payment)
10 €
10 €
10 €
Incoming international payments (fee per payment)
0 €
*free until 14.06.2024
0 €
*free until 14.06.2024
0 €
*free until 14.06.2024
International payments monthly free volume
100.000 €
100.000 €
100.000 €
Fee for exceeding monthly free volume of international payments
2%
1%
1%
Outgoing payment investigation
Incoming payment investigation
Fee for providing MT103
Fee for MT199 request
Processing bulk payments
Scheduled payments
Repeat payment
Provided by Finom
Express delivery of Finom Card
30 €
30 €
30 €
Provided by Finom Payments
Recall of outgoing SEPA SCT
15 €
15 €
15 €
Inquiry on SEPA SCT (Payment Investigation)
15 €
15 €
15 €
Audit confirmation statement
100 €
100 €
100 €
Refusal to redeem an authorized direct debit due to insufficient account balance
1 €
1 €
1 €
Unarranged negative balance on Finom Business Account
1 € per day
1 € per day
1 € per day
Dunning letter (per letter)
5 €
5 €
5 €
Seizures and Garnishments applied to the Finom Business Account (per seizure/garnishment)
25 €
25 €
25 €
Please note that Finom does not provide any financial services. External payment providers will be used to provide you with regulated services
For our detailed price list, download PDF here
Payment Card Industry Data Security Standards compliant
Our servers are protected and hosted in the European Union
Data encryption prevents it from being stolen or intercepted
Confirm each online card transaction with a unique one-time password
24/7
Contact us on e-mail: [email protected]
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